Do you need to purchase a damage waiver for a rental car?

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Rented a car lately? Did they push you to purchase the damage waiver(in house insurance) on your rental? What exactly are they offering? Provides coverage if the rental car is damaged or stolen.

But do you need this waiver that costs additionally per day?

Possibly not…. if you have full coverage on your personal auto policy. If you have full coverage on any of your vehicles(meaning there is collision and comprehensive available) that coverage can apply to the rental car. If this coverage does not apply to any vehicles on your personal policy the waiver may be something to consider.

As always, if you have any questions about this be sure to give your agent a call and they can answer any questions regarding getting a rental and applicable coverages on your personal policy.

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