Insurance FAQ: Can an Auto Insurance Claim be Denied?

While the auto policy is very comprehensive there are a few scenarios that could cause a claim denial.

  • Filing a fraudulent claim
  • Filing a claim under coverage you do not have(For example: If you hit a deer you would need comprehensive coverage, if that is not on the policy, it would create a claim denial)
  • Increasing the value on your vehicle via upgrades without telling your insurance company may mean that the vehicle damages will not be covered at full value
  • Filing a claim for a loss not included on your policy, such as business use
  • Not paying your premium and letting your insurance lapse

Comments are closed