Q&A with Lynn Mathis: Rental Vehicle and Valet Parking



Question: Would my auto policy coverage extend on a rental vehicle using a valet service in the event of a collision?

Answer:Lynn Mathis

A fairly standard condition in many personal auto policies provides physical damage coverage for a non owned auto. The definition of a non-owned auto is any private passenger auto, pickup, van or trailer not owned by or furnished or available for the regular use of you or any family member while in the custody of or being operated by you or any family member…

If that valet driver isn’t part of your family, your policy might not respond if he wrecks your rented car on vacation. Hey it’s usually cheaper to park it yourself anyway!


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