Here are some types of scams that are specifically targeted to the senior population and can be common. But if you are aware you can be forewarned about some of the scams out there to avoid.
Mail- This can be a common method and can be solved with “if it sounds to good to be true, it is” These direct mailers often say that something is free or almost free(i.e. cruises, lottery etc..) The best policy is to ignore these or read the fine print. If you are not sure, consulting a trusted second opinion would be wise.
Medicare Cards- Callers claiming represent various government agencies tell seniors that their Medicare or Medicaid cars must be replaced. This is to target their personal information for identity theft. Y0u can check with Medicare online or at 1-800-MEDICARE to check the source.
Telemarketing- Telemarketing scams on land lines are numerous. And for seniors can range anywhere from medicare cards, charities(that aren’t) contests and others like this. Other telemarketers can also call acting like they know you and ask for financial help. To cut back on this problems you can reduce these calls bay registering with the federal government’s “Do Not Call Registry” online or by calling 1-88-382-1222.
Information- avoid disclosing personal or financial information to avoid scams. As discussed above this can be in forms or phone, mail or email. For example, calls saying there is a problem with your bank or credit card info. Fake governmental calls, the actual IRS does not need proof of income because they can access your records. So avoid giving bank or personal info such as social security numbers.
Direct Deposit- If you receive checks on a regular basis (social security,disability,stock dividends etc…) set up to have these checks automatically deposited directly into your bank account. This will help mail and identity theft,