The weather is heating up, Memorial Day has past, schools are out for the summer and the water is calling your name.
Whether you are out on a lake, river or ocean…safety should always be the primary concern.
In 2012, the U.S. Coast Guard recorded over $38 million dollars worth or property damage resulting in claims from recreational boating accidents.
Here are practices every person with personal watercraft should keep in mind, when these tips are practiced, summer boating is everything is should be fun, exhilarating and safe!
1. Vest up! Everyone on the watercraft should be wearing a life jacket (correctly sized) for each individual. This includes adults who know how to swim. This is a U.S. Coast Guard requirement.
2. Equip! Make sure you have the appropriate emergency call equipment. This includes a marine radio if you need to call for help or check on whether updates. A signaling device such as a flare or whistle.
3. Forecast! Know the weather predictions ahead of time as a calm, sunny day can turn into a dangerous storm. This is also where the radio comes in handy to keep yourself updated on the weather as you are on the water.
4. Don’t Drink and Drive! This like auto accidents leads to fatal accidents, if drinking and driving on a boat. This impairs vision and judgement while navigating the waters.
5. Insure! Make sure you have proof of proper insurance coverage, in case of accident or injury.
6. Learn! Take a boater safety course. Learn the rules of the waterway. Learn the proper regulations and safety requirements from the state. Just like the road, there are rules of the waterway regarding passing, speed, and navigational rules to avoid risk of mishaps.
7.Maintain! By checking for preventative maintenance each time you take the boat out, you can make for a more safe experience as well as prevent costly repairs by not doing so. If your boat has a cabin install carbon monoxide detectors and ventilate the cabin after filling it up with fuel.
8. Map it! If you are out on a large open body of water, make sure you have up to date chart of the water.
Have Fun! Have confidence when you are using your personal watercraft that you are insured, prepared and safe on the waterway. Happy Summer!
Call your agent if you have any questions regarding properly insuring your personal watercraft.